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US debt held by the public, 1997 to 2026

US debt held by the public, from the US Treasury's Fiscal Data service. · updated Jul 2026

About this statistic

US debt held by the public stood at $31.82T in 2026, up 0.4% on the previous period.

The latest reading is $31.7 trillion, for July 2026, against $31.7 trillion the period before. The data comes directly from the US Treasury's Fiscal Data service, the government's own ledger, and runs from September 1997.

How it is measured

The portion of federal debt held by investors outside the government itself: individuals, funds, banks, foreign central banks, and the Federal Reserve. This is the economically meaningful debt figure, the amount actually borrowed from markets, from the Treasury's daily Debt to the Penny series.

What the curve shows

Debt held by the public stands at $31.7 trillion, from $3.79 trillion at the window's start. Economists prefer this measure to the gross total because money the government owes its own trust funds nets out inside the public sector.

Frequently asked questions
Why exclude intragovernmental debt?
Because it is the government owing itself: Social Security surpluses lent to the general fund. It matters for program accounting, but it is not a claim by outside investors on future taxpayers in the same way.
Does the Federal Reserve count as the public?
Yes, in this series. The Fed buys Treasuries in the open market and holds trillions of them; its holdings sit inside debt held by the public.
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US debt held by the public — Kitegraph